Bitcoin Loan LTV Calculator

Compare different strategies for managing Bitcoin-backed loans. Analyze loan-to-value ratios, liquidation risks, and dividend strategies to optimize your Bitcoin collateral.

Loan Parameters

Loan Settings

Risk Settings

Results Overview

Loan Analysis Chart

Track your loan amount growth, LTV ratio, and liquidation risk over time

Raw Data Table

Detailed monthly breakdown of all calculated values

Month Bitcoin Price ($) Collateral Value ($) Loan Balance ($) LTV (%) Liquidation Price ($)
Enter your parameters and click Calculate to see data

General Risk Management for Loans

None of this should constitute financial advice, these are just generalizations.
Loans and leverage inherently add risk into one's portfolio, and it is generally seen as good practice to avoid excessive leverage due to risk of loss.
Bitcoin is volatile, this tool shows a steady growth of Bitcoin's price based on inputs but in reality it will fluctuate day to day and your LTV and liquidation price will be affected by those price swings.

Want to buy and secure your Bitcoin?

These are affiliate/discount links

Where to buy

Bitcoin Well

Where to store

Blockstream Jade

How to protect

Stamp Seed

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How to validate

Start9

CODE: BNC5 for 5% off

1:1 Coaching

Bitcoin 1:1

Where to learn

YouTube
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Open Source

This Bitcoin loan LTV calculator is free and open source and can be replicated for anyone to analyze their own Bitcoin-backed loans.

View on GitHub