STRC vs Bitcoin – Capital vs Growth
Compare a STRC-style income position that pays coupons but keeps your capital flat versus Bitcoin across multi-decade horizons. Adjust Bitcoin’s assumed CAGR and extend the horizon beyond 20 years to see how pure BTC growth stacks up against a steady dividend stream.
$100,000
20 yrs
Compare 5–30 years of STRC income vs Bitcoin growth.
11.5%
Assumes STRC pays this yield in cash dividends and the price stays flat (no reinvestment, no capital growth).
30.0%
Base-case annual growth rate in year 1 (before any diminishing).
10.0%
BTC’s growth rate starts at your base CAGR and moves in a straight line to this rate by the final year. Example: 30% → 10% over 20 years.
0%
Each year, this % of your STRC income buys more STRC, growing the STRC line. The rest is taken as cash.
$0/mo
New money you add into STRC each month (on top of starting amount). Treated as 12 equal contributions per year.
$0/mo
New money you stack into Bitcoin each month along the BTC path. Treated as 12 equal contributions per year.
STRC path (with optional reinvest)
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Bitcoin path (adjustable CAGR)
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STRC reinvest vs cash-out
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